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<td width="380"><font color="#000099"><font size="+4">E</font><font size="+3">mployee </font><font
size="+4">B</font></font><font size="+3" color="#000099">enefits</font><font size="+3"> </font> </td>
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<td><h4><font size="+3">H</font><font size="+2">ealth </font><font size="+3">I</font><font
size="+2">nsurance </font><font size="+3">C</font><font size="+2">overage </font> <br>
<font size="+3">F</font><font size="+2">requently </font><font size="+3">A</font><font
size="+2">sked </font><font size="+3">Q</font><font size="+2">uestions<br>
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<td><i><font color="#993366">Who is eligible for enrollment in the health care program?</font></i><font
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Full time classified staff and faculty. <br>
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<td><i><font color="#993366">What health plans are available to me?</font></i> <br>
Employees who live or work in this state may choose from, a Preferred Provider
Organization, and two Health Maintenance Organizations. A no-premium plan is also
available. <br>
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<td><i><font color="#993366">What is the difference between a Health Maintenance
Organization and a Preferred Provider Organization?</font></i><font color="#0000ff"> </font>
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A HMO requires the use of a primary care physician (PCP) for payment of any medical
services. Referrals must be obtained from the PCP, and treatments are monitored by the
plan. A PPO pays higher benefits when a PCP is selected and used; but will provide
benefits for out-of-network services. <br>
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<td><i><font color="#993366">When may I select or change my health benefits plan or
membership level?</font></i><font color="#0000ff"> </font> <br>
You may select your health plan within 31 days of initial hire. Participants in the
premium conversion may make changes within 31 days of a family status change. Employees
who do not participate in premium conversion may reduce membership at any time, and may
increase membership within 31 days of an eligibility status change. Employees may also
make changes during the Open Enrollment period. <br>
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