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<head><meta name="GENERATOR" content="Microsoft FrontPage 3.0"><title>Health Benefits</title></head>
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<table border="0" width="500"><TBODY> <tr> <td width="380"><font color="#000099"><font size="+4">E</font><font size="+3">mployee </font><font size="+4">B</font></font><font size="+3" color="#000099">enefits</font><font size="+3"> </font> </td> </tr> <tr> <td><h4><font size="+3">H</font><font size="+2">ealth </font><font size="+3">I</font><font size="+2">nsurance </font><font size="+3">C</font><font size="+2">overage </font> <br> <font size="+3">F</font><font size="+2">requently </font><font size="+3">A</font><font size="+2">sked </font><font size="+3">Q</font><font size="+2">uestions<br> </font></h4> </td> </tr></TBODY></table></center></div><div align="center"><center>
<table cellSpacing="0" width="500"><TBODY> <tr> <td><i><font color="#993366">Who is eligible for enrollment in the health care program?</font></i><font color="#0000ff"> </font> <br> Full time classified staff and faculty. <br> </td> </tr> <tr> <td><i><font color="#993366">What health plans are available to me?</font></i> <br> Employees who live or work in this state may choose from, a Preferred Provider Organization, and two Health Maintenance Organizations. A no-premium plan is also available. <br> </td> </tr> <tr> <td><i><font color="#993366">What is the difference between a Health Maintenance Organization and a Preferred Provider Organization?</font></i><font color="#0000ff"> </font> <br> A HMO requires the use of a primary care physician (PCP) for payment of any medical services. Referrals must be obtained from the PCP, and treatments are monitored by the plan. A PPO pays higher benefits when a PCP is selected and used; but will provide benefits for out-of-network services. <br> </td> </tr> <tr> <td><i><font color="#993366">When may I select or change my health benefits plan or membership level?</font></i><font color="#0000ff"> </font> <br> You may select your health plan within 31 days of initial hire. Participants in the premium conversion may make changes within 31 days of a family status change. Employees who do not participate in premium conversion may reduce membership at any time, and may increase membership within 31 days of an eligibility status change. Employees may also make changes during the Open Enrollment period. <br> </td> </tr></table></center></div>
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